Taking advantage of investing opportunities is often a matter of timing. Having a ready cash reserve can make the difference. Your Investor Trading Account provides the immediate access you need, and the higher earnings you want.

Higher earnings on your funds.

Funds in your Investor Trading Account will earn a very competitive dividend based on the account balance. With a daily minimum balance of $1,000, interest will be accrued daily and compounded monthly.

Immediate and convenient access.

In a matter of seconds, you can transfer funds between Financial 21 accounts using our Online Banking service. There is no limit to the number of transfers you can make and no minimum amount. Or you can use your free Investor Trading Account checks—whatever is most convenient. You have unlimited check writing with a minimum check amount of $500. Your free 50-pack of Emerald Elegance checks along with a free green vinyl cover and register will be shipped via first class to wherever you request.

Funds are insured.

Each Investor Trading Account is insured up to $500,000 by American Share Insurance.

Disclosures: $10.00 per month when minimum balance falls below $1,000. Minimum check fee of $3.00 for each 3rd party check below $500.