Consumer Loans
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• MasterCard Credit Cards
• Personal Loans
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Consumer Loans

Whether you are ready to make a purchase, or simply want the option and convenience of a line of credit, our consumer loans are a smart choice. In addition to a variety of loans to match your needs, you can expect competitive rates, flexible terms and the kind of personal service that makes the process easy and convenient.

MasterCard® Credit Cards

A Financial 21 MasterCard® credit card offers the payment convenience you want with the advantage of worldwide recognition and acceptance. Because we know that one card does not fit all, we offer a choice between our Classic MasterCard, Limited-Issue MasterCard, and Share-Secured MasterCard. All of our MasterCard programs are specifically tailored to meet your needs. No matter which program you choose, you will enjoy a competitive rate and generous credit limits.

Personal Loans

Whether you have an established credit history or are just starting out, Financial 21 offers a Personal Loan that matches your borrowing needs. Do you have money on deposit, but can't bear to use it for that vacation you've wanted to take? A Share or Share Certificate Secured Loan will allow you to keep earning dividends AND take that trip. A Personal Line of Credit is ideal for those unplanned expenses, as well as for providing Overdraft Protection to your Financial 21 Checking Account.