Savings

Financial 21 offers a choice of accounts to save for current and future needs. Each account offers a highly competitive rate and is insured up to $250,000 by American Share Insurance (ASI), a private share insurance corporation chartered by the State of Ohio.

Share Savings Accounts

This basic account establishes your lifetime membership with Financial 21. To open your account now, use our Online Membership Application or stop by any of our branches located throughout San Diego County.

Checking Accounts

Our Checking Accounts delivers the convenience and flexibility you expect in managing your finances. Our Regular Checking offers a FREE ATM/Debit Card, giving you the convenience of a debit card and ATM access all in one card. Our ePreference Checking is our absolutely FREE checking account. The only requirement is that you sign up for FREE Online Statements.

Money Market Accounts

Take advantage of higher earnings and maintain easy access to your funds with a Money Market account, with a minimum deposit of $2,500.

Share Certificates

Our Share Certificates offer guaranteed higher earnings and are ideal for funds that you can leave on deposit. Choose from a 90-day to 36-month term.

Individual Retirement Accounts (IRA)

IRA's are no longer just for retirement savings. Today you have a choice of IRAs, including IRA Share Certificates, Roth IRAs and Education Savings Accounts (ESAs) that offer competitive tax-deferred earnings and a choice of terms.

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