Skip-A-Payment
Skip-A-Payment offers the option to defer your Financial 21 loan payment(s) for one month, twice during one year. Unexpected expenses or emergencies occur regardless of how well you may plan, and the choice of deferring a month's loan payment can help to ease the impact to your monthly budget.
Keep in mind, the 2 months you chose to defer your loan payment cannot be consecutive (example: a deferral of March and April payments). Please submit a separate Skip-A-Payment request for each month you want to defer a loan payment. There is a $25 fee for each request to defer a loan payment.
To request Skip-A-Payment, print out and complete the following information. The form requires your original signature, therefore you will need to either bring the form into your nearest branch, mail to Financial 21 CCU or fax to your nearest branch location. We must receive your Skip-A-Payment request 10 days prior to the due date in the month you choose to defer your loan payment(s). MasterCard accounts, delinquent loans and any closed-end consumer or real estate loans are not eligible for Skip-A-Payment. Loan account must have a minimum of 12 months of payment history to apply. All Skip-A-Payment requests are subject to approval.
Skip-A-Payment Request Form
